Buying your first home is exciting, but it can also feel overwhelming. As a mortgage expert in Florida, I’ve helped many first-time buyers navigate the process, and I know the most common concerns. Here’s what you need to know before applying for a home loan:
✅ Know Your Credit Score – Your credit plays a big role in determining your loan options and interest rates. Check your score early and work on improving it if needed.
✅ Understand Your Loan Options – There are different types of home loans, including FHA, VA, and conventional loans. Each has its benefits depending on your situation.
✅ Save for a Down Payment – While some loans allow low down payments, having savings for closing costs and reserves will make the process smoother.
✅ Get Prequalified – This is the first step to knowing how much home you can afford. It also makes you a stronger buyer when you’re ready to make an offer.
At Viva Casa Solutions, we guide first-time buyers through every step, making the process stress-free. Ready to start? Let’s get you prequalified today!